DEBT CONSOLIDATION

Homeowners with property that is valued higher than the loan amount, have the option of a rate-and-term refinance or equity loan. A home equity loan is a second mortgage that lets you turn equity into cash, allowing you to use it for consolidating debt.

Rate-and-term refinancing pays off one loan with the proceeds from the new loan, using the same property as collateral. This type of loan allows you to take advantage of lower interest rate or shorten the term of your mortgage to build equity faster. The lower payment can then be used to pay other existing debts.

Coastal can do the legwork for you and save you time and money. Most of our services are FREE and you are under no obligation to accept offers that are suggested to you. Our network of Mortgage companies consist of some of the most reputable names in the industry. Call our Credit Advisors right now at 866-205-8370 or fill out the short form and we will get you on the path to financial freedom. If Refinancing to consolidate debt is the MOST appropriate option and you choose to do it yourself, we suggest you…

1. Check out the company with the Better Business Bureau. Make sure that the company has resolved any complaints that have been filed.
   
   
2. Make sure the company is licensed to do business in your State
   
   
3. Make sure you understand the fee structure and the services that are being offered.
   
   
4. Make sure that you understand the loan program being offered.